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General Housing Info
Guide to Affordable Housing in NJ
“This is a directory of Affordable housing developments in New Jersey. It does not include all affordable units, only those built under certain federal or State initiatives. The apartments and houses in this Guide are listed in alphabetical order by county.“
Contact information for legal aid services throughout New Jersey.
New Jersey Housing Resource Center
Find affordable housing and locate consumer information.
Appaluccio, Robert New Jersey homeowners guide to property tax appeals Fairfield, NJ : New Jersey Property Tax Authority, c2000. Call # 333.32 APP
Babb, Danielle The accidental landlord New York, NY : Alpha Books, c2008. Call # 333.338 BA
Bailey, Adam Leitman Finding the uncommon deal : a top New York lawyer explains how to buy a home for the lowest possible price Hoboken, NJ : Wiley, c2011. Call # 643.12 BA
Burnside, Kevin Buying a manufactured home : how to get the most bang for your buck in today's housing market San Francisco, CA : Van Der Plas Publications, c2002. Call # 643.12 BU or 643.2 BU
Chiras, Daniel D. The natural house : a complete guide to healthy, energy - efficient, natural homes White River Junction, VT : Chelsea Green Pub., c2000. Call # 690.83 CH
Crawford, Jeff The history of public housing in Ocean City. Call # 363.5 CRA
Edwards, Brian The complete idiot's guide to being a smart landlord Indianapolis, IN : Alpha Books, c2000. Call # 647.92 ED
Edwards, Brian The complete idiot's guide to making money with rental properties Indianapolis, IN : Alpha Books, c2004. Call # 333.5 ED
Eldred, Gary W. 106 mortgage secrets all borrowers must learn - but lenders don't tell Hoboken, NJ : Wiley, c2007. Call # 332.722 EL
Fishman, Stephen Every landlord's tax deduction guide Berkeley, CA : Nolo, c2006. Call # 343.0523 FI
Guide, Gilbert with Jong, Nikki Gilbert Guide to senior housing New York, NY : Alpha Books, c2009. Call # 362.61 GI
Irwin, Robert How to buy a home when you can't afford it New York, NY : McGraw - Hill, c2002. Call # 643.12 IR
Leshnower, Ron Every landlord's property protection guide : 10 ways to cut your risk now Berkeley, CA : Nolo, c2008. Call # 333.338 LE
London, Lawrence Landlording as a second income : the survival handbook Lanham, MD : Madison Books, c1998. Call # 333.33 LO
Myers, Kevin C. Buy it, fix it, sell it : profit! : a comprehensive guide to no - sweat money - making home rehab Chicago, Il : Dearborn Trade Publishing, c2003. Call # 332.63 MY
Portman, Janet Every landlord's guide to finding great tenants Berkeley, CA : Nolo, c2006. Call # 346.7304 EV
Portman, Janet, Stewart, Marcia, and Molinski, Michael First - time landlord : your guide to renting out a single - family home Berkeley, CA : Nolo, c2009. Call # 333.338 PO
Portman, Janet & Stewart, Marcia Renters' rights : the basics Berkeley, CA : Nolo Press, c1999. Call # 346.7304 RE 5th ed.
Sheldon, George The 250 questions every landlord should ask Avon, MA : Adams Business, c2009. Call # 333.5 SH
Shiller, Robert J. The subprime solution : how today's global financial crisis happened, and what to do about it Princeton, NJ : Princeton University Press, c2008. Call # 332.722 SH
Shilling, A. Gary The age of deleveraging : investment strategies for a decade of slow growth and deflation Hoboken, NJ : Wiley, c2011. Call # 332.6 SH
Sirota, David Essentials of real estate finance Chicago, IL : Dearborn Real Estate Education Co., c2003. Call # 332.72 SI
Sowell, Thomas The housing boom and bust New York, NY : Basic Books, c2009. Call # 332.7 SO
Summey, Mike and Dawson, Roger The weekend millionaire's secrets to investing in real estate New York, NY : McGraw - Hill, c2004. Call # 332.63 SU
Talamo, John The mortgage answer book : choosing the right loan for you Naperville, IL : Sphinx Publishing, c2005. Call # 332.722 TA
Thomas, Suzanne P. Rental houses for the successful small investor Boulder, CO : Gemstone House Publishers, c2001. Call # 332.63 THO
Tolpin, Jim The new family home : creating the perfect home for today and tomorrow Newtown, CT : Taunton Press, c2000. Call # 728.37 TO
Zandi, Mark M. Financial shock : a 360' look at the subprime mortgage implosion, and how to avoid the next financial crisis Upper Saddle River, NJ : FT Press, c2009. Call # 332.7 ZA
Foreclosure and Mortgage Assistance
Financial Counseling Organizations
A list of governmental and non-profit entities that may provide financial assistance or counseling to borrowers in foreclosure.
Guide to Avoiding Foreclosure
Prepared by the U.S. Department of Housing and Urban Development.
“If your lender cannot help you, contact the Homeownership Preservation Foundation at 1-888-995-HOPE, a 24 hour a day, 7 day a week toll-free hotline with trained counselors to help homeowners avoid foreclosure. When you talk to a counselor you won’t be judged and you won’t pay a dime for the advice or assistance.” Also offers an online counseling session.
Home mortgage counseling from the U.S. Department of Housing and Urban Development.
Making Home Affordable
"Please use the self-assessment tools provided on this website to see if you are among the 7 to 9 million homeowners who may be able to benefit from Making Home Affordable."
NJ Home Ownership Preservation Effort
“The NJ HOPE alliance has designed this website to help you find the resources that are being used by people across the state to understand what type of mortgage they have, the terms of their loan, when the interest rate on their mortgage is going to reset and what steps they need to take to resolve their mortgage problems.”
NJ Judiciary Foreclosure Mediation Program
"The Foreclosure Mediation Hotline is open from 8 a.m. to 6 p.m. Monday through Friday. If the hotline is busy due to heavy call volume, visit www.lsnjlaw.org/foreclosure and complete the online form. Someone will get back to you as soon as they can. All submissions are responded to in the order they are received."
Resources for Consumers
A directory of information and links to agencies and organizations that may be able to help you if you are facing foreclosure. From the Board of Governors of the Federal Reserve System.
Rental Assistance and Renter's Rights
Homelessness Prevention Program (HPP)
Provides limited financial assistance to low- and moderate-income tenants and homeowners in imminent danger of eviction or foreclosure due to temporary financial problems beyond their control. Funds are used to disburse payments in the forms of loans and grants to landlords and mortgage companies on behalf of eligible households in danger of homelessness.
Contact information for legal aid services throughout New Jersey.
Legal Services of New Jersey
Electronic version of the Legal Services of New Jersey's You and the Law in New Jersey. Sections on crime, debt, disability, employment, government aid, housing, and other frequently requested topics. In English and Spanish.
Rental Assistance Programs in NJ
Information about housing programs and resources.
State of New Jersey Rental Assistance Program
"Income Limits: Seventy-five percent of the participants admitted to the program must be extremely low-income families (30 percent of area median income as defined by region and household size), in accordance with the income guidelines published annually by the United States Department of Housing and Urban Development (HUD). The remaining applicants shall not exceed 40 percent of low-income limits (by county) as defined in accordance with the HUD guidelines."
New Jersey Tenants Organization
"Our continuing goal is to expand our rights and gain better enforcement of the pro-tenant laws we have already won": mission, activities, and links.
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